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  1. Ches111's Avatar
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    Bingo we have a winner!!!

    Quote Originally Posted by Flasher702
    Having said that, however: it's really too bad she wasn't this determined to keep her home when it came to doing her homework or making money.
    Getting a second job or looking for a better second job is what I would have done. We are discussing my wife going back to work if things get too bad for us. Just one of the things we DON'T want to do but may HAVE to do if we want to stay secure.

    For me and my wife this is just the way things work. You want it, you pay for it. Be it paid back in money, blood, sweat or tears.

    For too many the pay back is through OTHERS money, blood, sweat and tears.
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    It's her fault she didn't read it when she signed it, not the taxpayers fault. If she made a bad decision on buying a house they wouldn't be able to keep should should have to pay for it. How the hell is she gonna go to the bathroom chained there?
    Smoke me a kipper, I'll be back for breakfast.
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  3. Gneisenau's Avatar
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    It's amazing how things work now. It used to be, people finished high school, got married and lived with mom and dad for a while. Then they bought a house equal in size to an outhouse. Lived there for a few years until their first child was born then moved to a cracker box house. They live there for 20 years until they could afford a larger house. All the time they owned a single crappy car.

    Now days, people finish college, get married, buy the first mansion they come across. Buy two luxuary sports cars and a boat. They live that way until they find an even bigger house for only $1000.00 a month more. (I mean, that's nothing, anyone can find an extra grand a month if they want to right?) They move into the new house and since their cars are now 2 years old, they run out and replace them with the next model up. (Hey it's only an extra $400 a month each. That's easy to come up with right?) 6 months later the bank comes and takes the house and cars back. Now people run around screaming that they were cheated out of their house and cars. It's not fair that anyone else in the world can live in such a house with such cars and not them. The rich are not paying their fair share in the world. They then demand the government come in and take the money of everyone else and give it to them so they can afford that mansion and nice cars. That's the only fair way after all.

    see http://michellemalkin.com/2008/09/26...-2008-edition/ It's a fun read.
    Last edited by Gneisenau; 10-28-2008 at 05:36 PM.
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    Quote Originally Posted by Gneisenau View Post
    It's amazing how things work now. It used to be, people finished high school, got married and lived with mom and dad for a while. Then they bought a house equal in size to an outhouse. Lived there for a few years until their first child was born then moved to a cracker box house. They lived there for 20 years until they could afford a larger house. All the time they owned a crappy car.

    Now days, people finish college, get married, buy the first mansion they come across. Buy two luxuary sports cars and a boat. They live that way until they find an even bigger house for only $1000.00 a month more. (I mean, that's nothing, anyone can find an extra grand a month if they want to right?) The move into the new house and since they cars are now 2 years old, they run out and replace them with the next model up. (Hey it's only an extra $400 a month each. That's easy to come up with right?) 6 months later the bank comes and takes the house and cars back. Now people run around screaming that they were cheated out of their house and cars. It's not fair that anyone else in the world can live in such a house with such cars and not them. The rich are not paying their fair share in the world. They then demand the government come in and take the money of everyone else and give it to them so they can afford that mansion and nice cars. That's the only fair way after all.

    see Michelle Malkin The Ant and the Grasshopper, 2008 edition It's a fun read.

    Applause. 2 Thumbs up!



    I really HATE paying for other peoples mistakes. I see it where I work DAY in and DAY out.



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    **Deleted by Gneisenau**
    Last edited by Gneisenau; 10-29-2008 at 06:40 AM.
    It may take a village to raise a child, but it only takes one child to raze a village.
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    Quote Originally Posted by Gneisenau View Post
    This was floating around the internet a few years ago.
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  7. Gneisenau's Avatar
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    Quote Originally Posted by brentpresley View Post
    Applause. 2 Thumbs up!



    I really HATE paying for other peoples mistakes. I see it where I work DAY in and DAY out.



    You just can't fix stupid. You can only hope to triage the consequences.

    I agree. Usually the patient is bleeding straight from a heart wound believing the doctors aren't doing enough to save his life.
    It may take a village to raise a child, but it only takes one child to raze a village.
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    If you don't know how to budget, you have nobody to blame but yourself. It's easy to pass the blame - oh, I didn't learn it at school, oh, I didn't learn it at home - be an adult and teach yourself.
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    Quote Originally Posted by Gneisenau View Post
    This was floating around the internet a few years ago.
    It's painfully tainted with racism (the grasshopper is clearly being cast as a surrogate for the stereotype of a lazy black man with the Jesse Jackson references) and recklessly glosses over complex and real problems of inequality in the way it lampoons the media as supporting the grasshopper out of sympathy without looking into the issue. Also, by it's date, it should be quite clear that this sort of sensationalist propaganda is the same made-up excused of why privileged white people deserve to be privileged and other "green" (*cough* black *cough*) people deserve to be ignored when they have problems that has been around regardless of how relevant it actually is to current events . Certain streaks of people have been making this exact same complaint, with nothing but smatterings of anecdotes as supporting evidence, since the beginning of pluralistic society some thousands of years ago. If you want to talk about the virtues of hard work within a context of making opportunities to do so available to everyone regardless of race or class (or at a minimum ignoring issues of race and class all together) I would be more than happy to trumpet my support but racist drivel like this does not belong here.


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    Quote Originally Posted by flasher702 View Post
    racist drivel like this does not belong here.
    I am pretty sure Gneisenau didn't mean any harm by it....
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  11. Gneisenau's Avatar
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    Quote Originally Posted by flasher702 View Post
    It's painfully tainted with racism (the grasshopper is clearly being cast as a surrogate for the stereotype of a lazy black man with the Jesse Jackson references) and recklessly glosses over complex and real problems of inequality in the way it lampoons the media as supporting the grasshopper out of sympathy without looking into the issue. Also, by it's date, it should be quite clear that this sort of sensationalist propaganda is the same made-up excused of why privileged white people deserve to be privileged and other "green" (*cough* black *cough*) people deserve to be ignored when they have problems that has been around regardless of how relevant it actually is to current events . Certain streaks of people have been making this exact same complaint, with nothing but smatterings of anecdotes as supporting evidence, since the beginning of pluralistic society some thousands of years ago. If you want to talk about the virtues of hard work within a context of making opportunities to do so available to everyone regardless of race or class (or at a minimum ignoring issues of race and class all together) I would be more than happy to trumpet my support but racist drivel like this does not belong here.
    Hum, Your the first person I've heard who thought it was racist. I certainly didn't take it that way. I don't think the writer was thinking that way either, although at the time it came out it was obvious the writer was anti-liberal. At the time it came out, Jesse Jackson was constantly in the news with his claims 'unfair' treatment of just about everyone who wasn't mainstream (For lack of a better term). I think his name was used as a parity to him and the fact it seemed no one could do anything right by him unless they simply donated everything they owned and died gracefully. Not because he was black.
    The story was based on the Aesop's fable 'The Ant and the Grasshopper' which is a very old parable. That's where the green part came from. (Grasshoppers tend to be green.)
    Even reading it again I don't see where race or class comes into it. I can see it would occur to someone, but there are a lot of things that can if you look at it just right.
    It's simply the story of a person who was lazy and expected others to provide his living for him taken from a very old story.
    Sure it's an extreme example, it's meant to show what can happen when people react without thinking about the reasons. I think most people on this site has no problems helping people who get in trouble due to circumstances beyond their control. I think most of us do have problems with people who assume they deserve to be supported by virtue of being alive mo matter what their ability. I've personally met more white people who refused to find jobs solely because they knew they would be taken care of then any other race. I suspect it's pretty common in all races who have the opportunity to take advantage of our system.

    See: The Ant and the Grasshopper - Wikipedia, the free encyclopedia
    Last edited by Gneisenau; 10-28-2008 at 08:18 PM.
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    Quote Originally Posted by Viperabyss View Post
    Video - Breaking News Videos from CNN.com

    This is getting a little out of hand....
    Ok let me get this straight. Her business is based on mortgages. She was 17 years into her current mortgage (presumably a 30 yr note). She refinanced out of a presumably fixed rate (otherwise why refinance a ARM?) into an ARM when she deals with ARMS as part of her business. She got greedy and wanted a lower payment and now complains that her gamble didn't pay off. She now chains herself to her house... how does she expect to pee? She's going to stink worse than the buffalo that slept in his own sh it last night then got peed on by a drunk hick.

    This is what ARMs are. You'd have to be flat out stupid to refinance out of a fixed rate into an ARM after 15+ years of being able to afford the fixed rate. You gambled with your house... and you lost.

    Get the f* ck over it.

    It's your own damn fault. You can't fix stupid and you shouldn't bail out stupid.

    This is getting ridiculous. Now EVERYONE.... and I mean EVERYONE has a built in excuse ... the economy. Don't get me wrong, it is having some devastating effects... but everyone using it as an excuse is bull sh it.
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    Quote Originally Posted by flasher702 View Post
    It's painfully tainted with racism (the grasshopper is clearly being cast as a surrogate for the stereotype of a lazy black man with the Jesse Jackson references) and recklessly glosses over complex and real problems of inequality in the way it lampoons the media as supporting the grasshopper out of sympathy without looking into the issue. Also, by it's date, it should be quite clear that this sort of sensationalist propaganda is the same made-up excused of why privileged white people deserve to be privileged and other "green" (*cough* black *cough*) people deserve to be ignored when they have problems that has been around regardless of how relevant it actually is to current events . Certain streaks of people have been making this exact same complaint, with nothing but smatterings of anecdotes as supporting evidence, since the beginning of pluralistic society some thousands of years ago. If you want to talk about the virtues of hard work within a context of making opportunities to do so available to everyone regardless of race or class (or at a minimum ignoring issues of race and class all together) I would be more than happy to trumpet my support but racist drivel like this does not belong here.
    It's not racist at all.

    It's called a joke. You know those things that make fun of reality because it has become so ridiculous?
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    I agree that it's too bad that it's come to this point... for this woman... and many other homeowners. I also agree about her signing the mortgage papers...i'm willing to bet that she "loved the bank" when they gave her a (at the time) low-rate mtg... and she and her hubby were probably jumping up and down with glee when the mortgage was approved. I'm not heartless though, that's why i say "it's too bad it came to this". Now, on a lighter-note.... i've heard of being under "house arrest" ... but this takes the cake. On a less lighter-side...Flasher; do you believe that if you play the Beatles-Abbey Road album backwards... it says "Paul is dead"... and Zeppelin 4 backwards has occult messages too?
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    they should have tear gassed her
    i have no sympathy
    your own damn fault.

    second let these banks fold let the healthy banks get assets cheap
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    these people and banks that did all of this crap are the reason i have been locked out of buying a house for the past 7 years
    i wouldnt take a retard loan i couldnt afford and have been waiting for this to happen for the past 7 years
    screw these people
    /end rant
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    i think maybe i got a little angry
    oops
    sorry about that
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    Quote Originally Posted by beerandcandy View Post
    these people and banks that did all of this crap are the reason i have been locked out of buying a house for the past 7 years
    i wouldnt take a retard loan i couldnt afford and have been waiting for this to happen for the past 7 years
    screw these people
    /end rant
    Sooo... what are you saying... that you'd be p!ssed if your house's value rose by 100% in 3-4 years?
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    i would find that ridiculous and be cautious
    i find prices now are still ridiculous in some places
    people need to sit down and figure out how much stuff costs and figure out what they need to do and be responsible
    you cant just take out a second mortage while you still owe a ton on the first and hope for the best.
    you cant just spend all the money you got on your business without making sure you protect your self first
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    if i was a bank and these people took out the second mortage and defaulted and forclosed
    any of the money i gave them that went to buy more cars and boats and other stuff
    i would demand those assets from them
    regardless of what they are worth at the time
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